Stop Chasing Rent.
Start Building Wealth.
Kodipal is the all-in-one property management platform that automates M-Pesa collections, reconciles tenant ledgers in real-time, tracks utility sub-meters, and generates compliant lease agreements — so you can focus on growing your portfolio, not paperwork.
✓ No credit card required · ✓ Setup in under 10 minutes · ✓ Cancel anytime
# Initializing multi-tenant ledger sync...
POST /api/v1/mpesa/stk-push → 200 OK
> Payment verified: KES 35,000
> Tenant: John M. — Unit B4
> Auto-allocated to rent + water
> Electronic receipt generated
# Sending receipt via SMS + email...
Enterprise-Grade Infrastructure
Managing Properties Manually Is Bleeding Your Time & Money
Every month, landlords and property managers lose thousands of shillings and dozens of hours to the same avoidable problems:
- ✗Chasing tenants for rent via endless phone calls and WhatsApp messages
- ✗Manually matching M-Pesa SMS alerts to tenant names and units
- ✗Tracking water & electricity readings in scattered spreadsheets
- ✗Issuing handwritten receipts that get lost or disputed
- ✗No visibility into who owes what until it's too late
- ✗Drafting lease agreements from scratch for every new tenant
One Central Hub Connecting All Stakeholders & Financial Rails
Kodipal synchronizes real estate workflows seamlessly across high-performance web portals and native mobile apps.
Agencies
Full Portfolio
Landlords
Financials & payouts
Bank / M-Pesa
Automated rails & payout sync
Tenants
Rental Statement
House Hunters
Listings & bookings
Caretakers
Inspections & Arrears
Built for Every Scale of Real Estate
Modular infrastructure designed to adapt seamlessly whether you manage a single apartment block or an expansive commercial portfolio.
Independent Landlords
Replace manual record-keeping and scattered bank alerts with a centralized dashboard that tracks rent arrears and unit status instantly.
- ✓Manage your entire portfolio from one place
- ✓M-Pesa auto-reconciliation
- ✓Tenant SMS reminders
Management Agencies
Empower caretakers and administrators with role-based permissions across multiple properties, generating automated landlord payout statements.
- ✓Unlimited properties & units
- ✓Role-based team access
- ✓Automated owner payouts
Commercial Complexes
Handle complex utility sub-meter reading logs, split-billing configurations, and retail lease agreements without administrative friction.
- ✓Split-billing & sub-meters
- ✓Custom lease templates
- ✓Service charge management
Manage Everything From Your Pocket
Two purpose-built apps — one for property managers, one for tenants. Available free on Google Play Store and Apple App Store.
For Landlords & Agencies
Run your entire property portfolio from your phone. Track payments, approve maintenance, monitor occupancy, and message tenants — whether you're in the office or on the go.
- ✓Real-time rent & arrears dashboard
- ✓Approve M-Pesa payments on the go
- ✓Send bulk SMS reminders to tenants
- ✓Assign & track maintenance work orders
- ✓View owner payout statements
- ✓Push notifications for new payments
For Tenants
Give tenants the freedom to manage their tenancy from their phone. Pay rent, view balances, download receipts, and report issues — without ever calling the office.
- ✓Pay rent instantly via M-Pesa
- ✓View real-time rent & utility balance
- ✓Download monthly statements & receipts
- ✓Report maintenance issues with photos
- ✓Receive payment reminders & alerts
- ✓Access lease documents anytime
From Signup to Full Automation in 3 Steps
No technical skills required. Our team helps you migrate your existing data for free.
Import Your Portfolio
Upload your property list, tenant details, and existing balances via CSV or our guided setup wizard. We migrate everything for you.
Connect M-Pesa & Utilities
Link your Paybill or Till number. Add water and electricity sub-meters. Configure automatic billing rules and reminders.
Go Live & Relax
Tenants receive their portal access. Rent is auto-reconciled, receipts are auto-sent, and you watch it all from one dashboard.
Engineered for Absolute Financial Transparency
Every feature is designed to eliminate a specific operational bottleneck.
Automated M-Pesa & Bank Sync
Direct integration ensures incoming mobile money transfers are mapped directly to the correct tenant ledger, eliminating manual confirmation slips.
Sub-Meter & Utility Tracking
Log water and electricity consumption metrics directly into the system. Invoices compile utility costs automatically alongside monthly rent.
Tenant Self-Service Portal
Tenants view balances, download statements, log maintenance requests, and pay rent — all from their phone, 24/7.
Automated Lease Agreements
Generate legally-compliant lease contracts from templates, capture digital signatures, and track renewal dates automatically.
Real-Time Financial Reports
Income statements, arrears reports, occupancy rates, and owner payout summaries — generated instantly, exportable to Excel or PDF.
Maintenance & Work Orders
Tenants submit issues with photos. You assign to caretakers or contractors, track status, and log costs against the property P&L.
Every Shilling Accounted For — Automatically
When a tenant pays via M-Pesa, Kodipal receives the transaction in real-time, identifies the tenant by phone number or account reference, allocates the payment to outstanding rent, water, or service charge balances, and sends an instant electronic receipt.
- ✓Supports Paybill, Till Number, and Send Money
- ✓Handles partial payments and overpayments
- ✓Auto-allocation to rent, utilities, or deposits
- ✓Instant SMS + email receipts to tenants
- ✓Full audit trail for every transaction
# Payment received — auto-processing
RECEIVE M-Pesa Callback → 200 OK
{
"trans_id": "QK12X9Y7Z",
"amount": 35000,
"phone": "+254712***456",
"tenant": "John Mwangi",
"unit": "B4"
}
> Tenant matched ✓
> Rent: 30,000 ✓
> Water: 5,000 ✓
> Receipt sent via SMS ✓
Welcome back, John 👋
Balance: KES 0.00
✓ Fully paid for October 2025
Recent Activity:
Oct 03 — Rent KES 30,000 ✓
Oct 03 — Water KES 5,000 ✓
Sep 03 — Rent KES 30,000 ✓
Give Tenants the Transparency They Demand
Happy tenants pay on time. Kodipal gives every tenant a personal portal — on web and mobile — where they can view their balance, download statements, pay rent, and report maintenance issues, reducing disputes and freeing your team from repetitive inquiries.
- ✓View real-time rent & utility balance
- ✓Download monthly statements (PDF)
- ✓Pay directly via M-Pesa from the portal
- ✓Submit maintenance requests with photos
- ✓Receive automatic payment reminders
Trusted by Landlords & Agencies Across Kenya
"Before Kodipal, I was spending my evenings matching M-Pesa messages to tenants. Now everything reconciles itself. I've reclaimed 30+ hours a month."
"Managing more than 193 units across 11+ buildings wasn't easy. The owner payout reports alone have saved us from countless disputes. This is the tool we didn't know we needed."
"The sub-meter utility tracking is a game-changer. We bill water accurately every month without a single spreadsheet. Our tenants trust the numbers."
Frequently Asked Questions
How long does it take to set up my properties?+
Most landlords are fully set up in under 30 minutes. You can import your property and tenant list via CSV, or our team can migrate your data for you at no extra cost. M-Pesa integration is typically approved within 24 hours.
Do my tenants need to download an app?+
Tenants can use either the mobile app (available on Google Play Store and Apple App Store) or the web portal directly in any browser. The app offers push notifications and biometric login for added convenience.
Which M-Pesa payment methods do you support?+
We support Paybill, Till Number (Buy Goods), and Send Money. Once connected, every transaction is captured and reconciled automatically in real-time.
Can I manage multiple properties under one account?+
Absolutely. Kodipal is built for portfolios of any size — from a single building to hundreds of units across multiple properties. Each property can have its own utility setup, lease templates, and reporting.
Is my financial data secure?+
Yes. All data is encrypted in transit and at rest. We use bank-grade security, role-based access controls, and maintain full audit logs of every transaction and user action.
How does your pricing work?+
We charge a small percentage-based fee on transactions processed through the platform. There are no fixed monthly fees, no setup costs, and no hidden charges — you only pay when you collect. Contact our team for a personalized quote based on your portfolio size.
What happens after my free trial ends?+
You continue on our percentage-based model with no obligation. If you decide not to continue, your account is simply paused — we never auto-charge you without your explicit consent.
Ready to Upgrade Your Portfolio Infrastructure?
Join 130+ property owners who rely on Kodipal to automate collections, eliminate administrative bottlenecks, and grow their portfolios with confidence.
No credit card required · Free data migration · Cancel anytime